Get a Healthy Smile for Affordable Rates

Dental vs. Medical Insurance

Dental insurance works differently from medical plans. Your premium allows you to visit your dentist for preventive checkups 1–2 times a year at a very low cost. If treatment is needed, your plan helps lower your out-of-pocket expenses. Once your deductible is met, you receive a yearly allowance to use toward recommended procedures.

However, dental benefits expire at the end of each calendar year. Unused coverage does not roll over, and you are not reimbursed for any remaining balance. Since most patients never utilize their full benefits, our team will help you make the most of your yearly coverage before it resets.

In-Network & Out-of-Network Insurance Options

At Kempsville Dental, we assist both in-network and out-of-network patients by filing claims and managing reimbursement forms so your visit remains simple and stress-free.

In-Network Coverage

We partner with several leading insurance providers, including:

Being in-network means we have agreed-upon rates with these carriers, reducing your out-of-pocket expenses.

Out-of-Network Coverage

Your insurance may suggest choosing an in-network dentist, but you're always free to visit any dental provider who accepts your plan. When using out-of-network benefits, your insurance contributes up to its allowable amount, and you simply pay the difference between that amount and our fees.

Ready to Use Your Dental Benefits?

Dental insurance can feel confusing — but it doesn’t have to be. Our knowledgeable team at Kempsville Dental is here to guide you through your benefits, help you understand costs, and make sure you receive the care you deserve at the best possible rate. Have questions about your coverage? Ready to book your next appointment? We’re only a call away and always happy to help. Start using your dental benefits wisely — schedule your appointment with Kempsville Dental today!

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