At Kempsville Dental, we believe excellent oral health should be convenient, comfortable, and cost-efficient. As an in-network provider with MetLife dental insurance, we’re committed to helping you access the care you need while keeping your out-of-pocket expenses low.
Whether you’re coming in for routine preventive visits or more extensive restorative procedures, our knowledgeable team will guide you through your benefits and help you understand how to get the most value from your plan. As your trusted MetLife dentist in Virginia Beach, we’re here to answer questions, simplify your coverage, and support confident decisions about your dental health. To learn how we can help you maximize your plan, reach out to our team anytime.
Every MetLife policy is structured differently—coverage levels, annual maximums, deductibles, and premium amounts vary by plan. There’s no single “best” option, but what matters most is choosing a plan that fits your needs and aligns with your budget.
By keeping up with your monthly premium, you maintain access to your MetLife benefits. While plan specifics differ, many MetLife policies follow a structure similar to:
100% coverage for preventive services (cleanings, exams, routine visits)0–80% coverage for minor restorative care (such as dental fillings)50% coverage for major restorative procedures (root canal therapy, tooth extractions, etc.)As an in-network provider, Kempsville Dental has established agreements with MetLife that outline which services are covered at reduced, contracted rates. This means you pay less for many treatments when you stay in network. If you choose to visit an out-of-network provider, your benefits will still apply, but your personal expenses may be higher.
Most patients never exceed their annual maximum, but working with an in-network office helps you schedule and plan treatments strategically—avoiding unnecessary costs and making the most of your yearly benefit allowance.
Kempsville Dental is honored to serve the dedicated employees of the City of Virginia Beach. As one of the region’s largest employers offering MetLife dental insurance, city staff and their families can count on us for comprehensive, family-friendly dental care in a welcoming, modern environment.
From preventive checkups to restorative and cosmetic treatments, our clinical team focuses on comfort, quality, and long-term results—ensuring every visit is positive and stress-free.
Kempsville Dental is here to help you protect your smile while staying within your budget. Contact us today to review your benefits or schedule your next appointment— we look forward to caring for you!
1450 Kempsville Rd, Virginia Beach, VA 23464